Understanding Loan Documentation

The following are loan documents discussed in our 6 videos. If available, samples of the documents are viewed in the videos.

Listing of Loan Documents

Affidavit of Commencement
Affidavit of Completion
AIA contract
ALTA Down Date Endorsement
ALTA Survey
Appraisal of CRE Property: Fair Market Value
Architect’s Plans and Specs
Articles of Incorporation
Assignment of Rents & Leases
Bid Bonds
Borrowing Base Certificate
Budget Review: Third Party
Builders Risk Insurance
Building Permits
Business Entity
By Laws (Corporation)
Certificate of Compliance with Building Codes
Certificate of Good Standing
Certificate of Occupancy/ Certificate of Compliance
Certificate of Title
Clear Lot Inspections
Construction Budget
Contractor’s Affidavit and Subordination Agreement.
Corporate Resolution
Environmental Study: Phase 1, 2 & 3
Estoppel Agreements
Final Bills Paid
Final Survey
Flood Checklist
Forward / Take-Out Commitment
G702-703 Application
General Contractor Agreement / Construction Contract
Guaranty: Continuing Joint & Several
Guaranty: Limited Guaranty
Guaranty: No Guaranty
Inspection Report
Insurance Verification
Intangible Personal Property
Landlord Subordination Agreement
Lien Release
Lien Waiver
Loan Agreement & Loan Covenants
Mortgage (Deed of Trust)
NEHRP Form
Operating Agreement (LLC)
Partnership Agreement
Payment Bonds
Performance Bonds
Promissory Note
Proof of Taxes Paid
Rent Roll
Replacement Reserve Agreement
Retainage Notice
Security Agreement
Settlement Statements
Site plans
Survey
Tangible Personal Property
Tax Certificate
Tenant Lease Agreements
Title Insurance Commitment
Title Insurance Policy
Title Insured Closing Letter (CPL)
UCC Financing Statement
Vesting Deeds